What if a Tree Falls on the Roof

Trees fall rarely, but that can happen at any time, especially during particularly strong storms. It’s important to understand the first steps you can take to mitigate the possible harm in the event of an accident like this. AskAll American Roofing’s commercial roofing contractors to provide you with some useful roofing first aid tips in the event that a tree falls on the roof.

Safety

First and foremost, put your safety first. Check to make sure no one is injured until calling in the roof repair commercial roofing contractors. Hurricane-force winds are a frequent cause of downed trees. Before going outside to check the damage to your roof, let the storm stop first. These mishaps can have a cascading impact on other parts of your building, so investigate surrounding structures and electrical connections for damage as well.

Document All Papers

All should be registered. Thankfully, storm damage is protected by most homeowner’s insurance plans. Check with your insurance provider to make sure this is covered by your policy. Take your time after that to log the extent of the damage. If the issues reach beyond your roofing system, take pictures and make a map of all affected areas.

Ask Insurance Providers

Many homeowners’ go for insurance plans that would cover at least some storm-related damage, including the cost to remove the fallen tree. However, if the damage was partially caused by the homeowner’s negligence, your recovery could be hampered. If due to storm a healthy tree falls on the roof, your insurance policy will most likely cover some or all of the damage. If an old and rotten tree branch falls, however, the compensation could be diminished if it is found that you were aware of the potentially dangerous situation and could have avoided the damage.

An Immediate Evacuation Plan

Set an evacuation plan in place so that everyone in your house knows how to evacuate easily and safely. Before a storm does any harm, practice your plan with your family. Having a “go bag” of emergency supplies, such as copies of important papers, cash, car keys, and other necessities, will ensure that you have everything you need to leave your home before the danger has passed.

Contact the Professionals

Make contact with the commercial roofing experts. Make an appointment with your local roofers for a detailed inspection and a quote. This would also come in handy if you need to make an insurance claim. Meanwhile, if you’re in the market for a new roof, now is a good time to look into different roofing systems for storm- and impact-resistant options.

You can ask us at All American Roofing for any requirement on commercial roofing.